Buying your first home

Buying your first home is an exciting time, but it’s easy to feel like a small fish in a big pond, too. The real estate agents talk about LIMs, code of compliance, legal agreements and lawyers; the open homes are busy, nobody will tell you a price and so many houses are being auctioned. It can all end up being a bit overwhelming.

Call us at Point Home Loans – we know that buying a house is a huge financial decision as well as a nerve wrecking one, and that it’s essential that you make an informed decision.

Of course we’ll make sure you have loan pre-approval so you know exactly how much you can borrow, and you can go to open homes prepared. We’ll shop around for the best deal and arrange the final loan for you when you have purchased your house.

But our service extends to much more than that! We will do a preliminary check of the LIM report, suggest reputable building inspection companies, read through building reports, give you comparative sales data and we’ll give you an honest opinion about a property, so you know what you are buying, so you can decide whether to buy it and what you should pay for it.

And all this comes at no extra charge to you – we get paid by the lender when you draw down a loan. Because at Point Home Loans the POINT of getting a home loan is to buy a property that should increase in value over time; not one that becomes an unexpected money pit!

Use our easy calculator to get an idea of how much you can afford to borrow.

How Much Can I Borrow?

Annual Income Before Tax:

Person 1

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You Can Borrow: